Claim and Commit to Your Financial Goal

I know this may seem as a "non-contributor" in a financial planning guide lesson but I want to clarify this issue and how it relates to our financial life.

As human beings, we often relate financial freedom to having lots of money, or how much a person earns (whether through a job or business), how much money he can spend for non-appreciating assets, his number of cars, the size of his house, etc... So in a natural way, we usually relate wealth to the amount of money a person has in his bank account. For most people, if you don't have a big house, don't drive a Ferrari, don't have a luxurious yacht, or when you don't have the latest cellphone, then you are not rich.

The problem with this kind of thinking is that we human beings have acquired an attitude towards how we view a person's financial life. Often, when we set our financial goal, we only see the money involved and fail to realize that having money is just an external thing.

What do I mean by an external thing?
I actually believe that a person has two (2) kinds of environment, his external and internal environment. (This was also mentioned by my mentor Bo Sanchez)
An external environment is where you are physically, how your life is currently doing, the situation you are currently in - in simple terms it is the NOW of your life.

An internal environment is inside your brain, your internal thinking, your view in life, your values - in analogy, it is the CPU (the main internal processing of a computer) of your life. This internal environment will define your actual reactions to real-life situations that happens in your life.

Now that we understand both, what in the world does this have to do with financial freedom viewed as having lots of money?

The answer to this question is - EVERYTHING.
Your internal environment will be the key to attaining your financial goal. In claiming and committing to your financial goal, you must not only view your goal as an amount of money that you want to attain but a financial plan that you have already written in your head. It is a financial plan that no failure can make you give up because you already saw yourself achieving that financial goal in your mind.

Focusing on money alone is not a strong enough reason to achieve your financial goal. You must commit to a dream, a financial plan, and a love (it can be more time with your family) you want to pursue. In other words, it is the WHY you want to be rich that will keep you going rather than having money alone.
Find these reasons why you want to achieve financial freedom and remind yourself of it everyday. Touch it in your thoughts, feel it in your thoughts, and envision it in your mind daily. This is how you can truly commit to your financial goal!
Now go and apply this financial planning guide lesson in your life right away.
To our financial freedom.

I am Jake Bere, an entrepreneur from the Philippines. I am highly trained in face to face selling and the aspects of marketing. I currently owned a sales and distribution business that sells consumer products. I like talking about investments, the Philippine Stock Market, Marketing strategies, and business ventures in the internet.
For other financial planning strategies please check out my blog.
http://financialplanningguidecebu.blogspot.com/

Top 10 Reasons to Do What it Takes to Become Wealthy

I think most of us on the planet have a dream tucked somewhere in our hearts or minds about how great things would be if we were financially independent.  We think about how it would change our lives and the lives of the people we love and have a certain longing for it.  For most people one of three things tends to happen with that dream:  one - it either stops right there, two - they find themselves haring off after some scheme or another, or three - they give up on a worthy venture too soon. Here are the Top 10 Reasons why it's important to bite the bullet and Do What It Takes To Become Wealthy.

1.  You either learn to love the "no's" or you learn to live with them.  As my Business Coach and Mentor often says 'You gotta learn to love the no's.'  If fear of rejection is what's keeping you from becoming wealthy then you only have one alternative to pick from, and that's to learn to live with telling both yourself and the people you love the most 'no' to the things that mean the most both to you and to them.

2.  The alternative is more expensive than you know and/or are willing to face.  One of my wealth coaches once asked me to sit down and write out every price that I was paying, had paid, and will pay for not achieving financial freedom in my life, and the prices my friends and family were paying, and had paid, and will pay, and it turned out to be one of the biggest reality checks I'd ever faced up to.
I'm not going to kid you - it took an incredible level of courage, honesty and self-examination to get it all out, but get it all out I did.

I keep the list in my planner so I can pull it out and look at it for those times when what I'm working towards isn't powerful enough to keep me moving forward but what I'm working away from IS!
Want to turn your finances completely around?  Do the exercise and write out every price for not achieving financial freedom in your life and don't stop until you have a clear and profound commitment that playing small is over!

3.  If you don't, you'll never have significantly more than what you already have.  Are you willing to live the rest of your life with what you already have?
Are you willing to give your friends and family the kind of future that doesn't look much different than your present?

4.  If you do the things others won't do, only then will you have the things that others won't have.  I think anybody that's trying to sell a get rich quick scheme or tells you that their business opportunity means you'll never have to work again isn't selling a dream - they're selling a pipe dream.
If there really was an effortless way to get rich then why are they beating the pavement trying to sell you on the idea rather than lying on a beach in Tahiti?
Be prepared for the things it will take from you in order to achieve true wealth and commit to being a disciple to them.
5.  There will never be a better time than right now to get started!  Getting started on becoming wealthy will NEVER be easier, simpler or less painful than it is right now and waiting for a 'better time' is just a way to keep playing it safe and avoiding taking the risks and keeping you from becoming wealthy and from having to face up that...

6.  There is no nobility in poverty.  Neither is there any built-in villainy in wealth.  We're always in charge of our destinies, but one thing money does is it gives you the direct experience of being in charge of yours.
Disagree?  What are the choices you're making that are dictated by your current level of success?  What would be different if you were financially free and independent?  Different about your work?  Your health and your healthcare?  Your car?  Your home?  Your friends?  Your family?  What else?

7.  You'll be a role model for generations to come.  If you had a believable blueprint for extraordinary success to follow you probably wouldn't be reading this article.  That means that the people you love probably don't have one either.  Why not break out and have a profound impact on generations of your family and be a role model for success and wealth in every meaning of the word?
Why not raise the bar and redefine for your family what success really is?

8.  You'll have the resources to throw at life when you need them.  You can't predict what life is going to bring you and sometimes it brings incredible obstacles and sometimes they're bright opportunities.  If you're willing to look I'm sure you would be able to come up with lots of examples of how life could have been different if you'd had the resources to throw at it when you needed them.
It could be missed investment opportunities, missed business opportunities, missed opportunities to change an outcome for someone you love, bad choices that were made but that was the best of the choices that were available at the time - this could be a pretty long list that go on the 'prices paid' list.
Aren't you ready to be in a position to grab those opportunities the next time they come your way?

9.  It's your birthright.  Freedom and independence are your birthright; you were born with the right to claim it.  Aren't you ready?
If it is your birthright, then that means that...

10.  You have a God given responsibility to achieve wealth and it is nothing short of the crassest form of selfishness not to.  Bet you weren't expecting that one, eh?  You are one in infinity, and in an infinity of time there will never be another you.  You have a unique purpose on this planet with a unique impact only you can have.  If you're determined to play small then that impact can only be a small one.
Aren't you ready to be who you were born to be?

About: Tracy Phaup is the founder and President of the Tracy Phaup Group, a consulting group specializing in custom consulting services for Internet marketers, Professional Bloggers, and Infopreneurs. Affectionately known as the Social Media Marketing Maven, her specialty is relationship marketing. Her many years of experience in Coaching, Consulting and Team Building allow her to bring to bear expertise across mediums and to share her expertise in developing relationships that rock!
http://www.tracyphaup.com
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The Secrets to Getting Rich

Getting rich is something that nearly everyone wants to do. The real secret to getting rich is that there is no 'magic pill'. By this I mean that if you want to get rich ask yourself if you REALLY want to and whether you're actually willing to put in the hundreds of grueling hours of work in order to. More people in the world today are wealthy beyond their means, and every single one of them (except for lottery winners) knows this secret.

Too often in business people hop around from one method to another thinking that each one will finally be the one to get them rich, when in fact any of the previous few could have, had they put the continual effort in. The internet marketing business is built on people like these - the kinds of people who are always looking for the 'next big thing'. The fear is that you don't want to 'put all of your eggs in one basket' by working solely on one thing. The problem here is that if you don't work on anything for long enough, you're putting your eggs in no basket at all. Remember: Consistency + Action = Results.

The best entrepreneurs also realize that they cannot make everybody happy (i.e. all of their family, friends, customers, business associates) so they do not try to. Trying to is the sure way to fail in business. You must have your vision and stick to it. As the profound stoic philosopher Lucius Seneca once said: "What difference does it make, after all, what your position in life is if you dislike it yourself".


About the Author:
David has been writing articles for nearly 4 years. Come visit his latest website about buying a 6 man tent which helps people find the best 6 person tent on the market. 

6 Secrets of the Wealthy

Think you need money to make money? Maybe so, but a lot of the times you will see wealthy people make the right choices at the right time. Why can't you? You can make more money fast by studying and applying these 6 secrets of the wealthy:

1) Let go of unrealistic expectations. Wealthy people know that it will take them so much time at a certain return on their investment to get where they need to go. Poor people guess what they need or assume they can make a 20% return (unrealistic) every year on their money to meet their goals. They are doomed for failure.

2) High pay off activities. Wealthy people know how to pick the right investments that will give them the return they will need and avoid anything else. Poor people can't make the right decision at the right time. They can't tell if some investment is good for them because they haven't taken the time to learn about it. They take tips from friends and hope for the best but usually get in the wrong investment at the wrong time and are vulnerable to commission salespeople.

3) Designing your money around your lifestyle. Wealthy people know how to use money to support their values and their lifestyle. Money becomes not just an asset but a support system to how they live. Poor people use money to acquire objects and investments that do not support them, their families, or their lifestyle choices.

4) Play with the right people. Wealthy people have built strong relationships for their support system- a valued fee-only financial advisor who is the quarterback to their team that includes an accountant, insurance agent, and estate planning attorney. Poor people don't think they are worthy of the services of a professional team. They look for the least expensive services, question their expertise, and have loyalty to no one.

5) Keep your eye on the target. Wealthy people have long term goals and have identified what it will take to achieve them. Their goals are clear so nothing can shake them from continuing to do what they need to do to achieve their goals. Poor people have no goals and invest for the moment. They don't know what to invest for and have no idea of what kind of return and what risk they are taking. Therefore they are prone to chase after the latest hot investment and they lose money more often than needed.

6) Overcome procrastination, fear and overwhelm with targeted wealth building activities. Wealthy people understand that to make money you have to take some risk. They are able to evaluate risk and get out of fear to take action and not procrastinate. By doing so, they understand that there will be winners and losers but their decisiveness makes them more winners. Poor people freeze when they have to make an investment decision. Their fear holds them back from action and they lose out on investment opportunities or make the wrong decision at the wrong time.
Study the 6 secrets of the wealthy above to see what changes you can make to develop a wealth building mindset.

About the Author:

2009© Fern Alix-LaRocca CFP® All Rights Reserved
Interested in more wealth building tips? Subscribe to my free ezine at http://www.401kmaximum.org and get the bonus report-9 Biggest 401k Mistakes You Can Make. Let me help you finance the second half of your life.
Fern Alix LaRocca is a Certified Financial PlannerTM and Wealth Coach with over 24 years experience as a fee-only Financial Advisor.